Annette Bell Chapman was born in Jacksonville, Florida to the late John Henry and Onie Davis Bell. She was educated in the Duval County Public School System and was a proud graduate of New Stanton Senior High School, Class of 1963.

Annette devoted more than 20 years of faithful service to the City of Jacksonville, where she worked as a Supervisor, earning the respect of coworkers and the community for her dedication, leadership, and strong work ethic.

On October 29, 1965, Annette was united in holy matrimony to Andrew Chapman. From this union, they were blessed with two daughters, Leonie and Esther.

A devoted Christian, Annette was a faithful and resourceful member of Asbury Christian Church under the leadership of Pastor Yvette Humphrey. She was known for her steadfast faith, kind spirit, and willingness to serve wherever needed.

Mrs. Annette Bell Chapman peacefully passed away on Saturday, January 10, 2026.

She was preceded in death by her parents, John Henry Bell and Onie Davis Bell, and her beloved daughter, Esther Chapman.

Annette leaves to cherish her precious memories her loving husband, Andrew Chapman; daughter, Mrs. Leonie Green (Dale); grandchildren, Nijah Crawford and Dale Green II; great-granddaughter, Khloe Benjamin; sister, Ms. Onie Cassandra Bell Lewis; a niece who was like a daughter, Mrs. Shirley Love (Nathaniel Jr.); nephews who were like grandchildren, Nathaniel Love III and Noah Love; along with a number of other nieces, nephews, cousins, other relatives, and friends who will forever treasure her memory.

Annette Chapman will be remembered for her unwavering faith, devotion to family, and the love she shared so freely with all who knew her.